How to Move to Colombia: Full Guide (2025)


Jump to: Quick Facts · Living Essentials · Pros · Cons · Visas Guide · Residency & Citizenship · Business · Resources

Interested in moving to Colombia? Here’s what you need to know:

🇨🇴 Colombia at a Glance

  • Population: About 54 million people call Colombia home
  • Area: Spans around 1.14 million sq. km (plenty of ground to explore!)
  • Divisions: 32 departments plus 1 bustling Capital District
  • Immigrants: About 100,000 internationals live here
  • Immigrant Hotspots: Bogotá and the stunning Caribbean coasts/islands
  • Economy: Rapid growth in oil, tech, and, of course, world-famous coffee
  • Crime Rate: Major drop over the past decade; largest issues linked to narcotics in outlying urban spots
  • Biodiversity: Among the world’s most mega-diverse—thousands of unique plants, plus tons of butterflies, birds, and fish
  • Geography: Features Andean peaks, Amazon rainforest, wide-open plains, and breathtaking beaches
  • Coastlines: Only South American country hugging both Pacific and Caribbean shores
  • Health Insurance: Mixed public-private system, covering over 97% of residents

🏠 Living Essentials

  • Currency: Colombian Peso (COP)
  • Official Language: Spanish
  • Regional Languages: 68 recognized dialects; English is an official language in Providencia, Santa Catalina, and San Andrés
  • Cultural Courtesy: Colombians are friendly! Try some Spanish; handshake to start, cheek kiss (beso) among friends
  • Religions: Mostly Roman Catholic (75%), sizable Protestant minority (17.2%)
  • Largest Cities:
    • Bogotá: 8 million
    • Medellín: 2.5 million
    • Cali: 2.2 million
    • Barranquilla: 1.3 million
    • Cartagena: 940k
    • Bucaramanga: 614k

🤔 Why Choose Colombia

  • Growing Economy: Strong job outlook and a stable government
  • Universal Education & Health: Access to quality services for residents
  • Welcoming Locals: Easy to make friends and feel at home
  • Clear Spanish: Neutral accent—perfect for learners
  • Work Perks:
    • 13th month salary (two extra payments yearly)
    • 18 national holidays plus unique local celebrations
    • 14 days paid vacation
    • Maternity leave: 12 weeks / Paternity leave: 4-8 days
    • Retirement: 62 for men, 57 for women, with pensions covering a big chunk (65%-80%) of your last salary
    • Severance pay if unfairly dismissed: 1 month’s wage per year worked
  • Lively Culture: Clubs, parades, and festivals from Bogotá to Cartagena
  • Natural Wonders: Beaches on two oceans, mountains, cloud forests, rainforests, and plains
  • Modern, Cosmopolitan Cities: Great amenities and nightlife
  • Coffee Heaven: Don’t miss the rich campesino-style espresso!
  • Vibrant Music: Enjoy everything from philharmonics to underground clubs
  • Affordable Living: Minimum wage about US$333; expat life is comfy under US$1,500/month
  • Cheap, Fresh Food: Local produce markets are everywhere
  • Reasonable Rent: Landlords love responsible foreigners
  • Low Utility Costs: Electricity, water, cable, and phone are all budget-friendly
  • Reliable Cell Coverage: Good service in most towns and cities (landlines, not so much)
  • Efficient Transport: Frequent buses (~$0.50), taxis ($2-$8), plus rural rides by buseta, pickup, or moto-taxi
  • Cheap Used Cars: Some of the lowest prices in Latin America
  • Expat Communities: Especially in Bogotá and Caribbean islands
  • Investor-Friendly: Welcoming attitude and open visa policies
  • Trade Advantages: Free Trade Agreement with the US, and strong ties to Europe/Asia keep products plentiful and prices low

⚠️ Colombia Challenges

Note: these are common expat complaints, and may not apply to you.

  • Spanish Skills Needed: Especially in rural or less touristy places
  • Machismo Culture: Expect gender imbalances in daily interactions
  • Flexible Timing: “Tomorrow” sometimes means “next week” (yes, really)
  • Transport Woes: Expect noisy, jam-packed rides on some rough roads
  • Security Risks: Some remote areas still affected by rebel groups; border areas need extra caution
  • Payment Delays: Locals may pay bills or debts slowly; utility bills can be sporadic
  • Deposits Required: Common for rent/utilities; can be tricky to get back
  • Healthcare Gaps: Private care usually much better than public
  • School Quality: Public schools often under-resourced; private schools are pricey but higher quality
  • Bureaucratic Maze: Must switch your foreign license within 6 months—with several exams!
  • Rainy Weather: Especially in Bogotá; floods and mudslides can happen
  • Bland Food: Staple meals tend to be simple; adventurous eaters may crave more variety

🛂 Colombia Visa Guide

  • Two main types: N series (permanent) and T series (temporary)
  • Few restrictions: No vaccination or currency requirements

Popular Visa Types

  • Work Visa (Entrepreneur’s Visa)
    • For professionals; apostilled credentials (college degree/certification) required
    • Get a job contract before applying for best results
    • Employer sponsorship usually necessary
    • Private contractors also need this visa
    • Valid for 1 year; potential for permanent residency after 5 consecutive years
  • Tourist Visa
    • Valid 90 days, extendable up to 180 days
    • Passport needs at least 180 days validity from entry
    • US & EU citizens: visa on arrival
  • Student Visa
    • For stays over 90 days (admission to Colombian school required)
    • Only issued in Bogota
  • Asylum/Refugee Visa
    • For humanitarian or political cases (international law applies)
    • Residence permit valid for 3 years
  • Business Visa
    • For business owners, employees, or investors
    • Valid for 3 years; multiple entries permitted
    • Maximum 6 months stay per entry
  • Investment Visa (Permanent)
    • Qualify with investments: $100,000 USD in stocks, bonds, or deposits; $100,000 USD in private company shares; or $200,000 USD in real estate
    • No renewal needed
    • Apply for permanent residency after 3 years (with proof of continued investment)
  • Business Owner (Socio Propietario) Visa
    • For owners/partners of Colombian businesses
    • Minimum investment/business value: 57 million COP (~$11,000 USD)
    • Permanent residency possible after 4 years
  • Rentista Visa
    • Requires monthly income of at least 5,667,000 COP (~$3,000 USD), transferred regularly to Colombia
    • Valid for 1 year, renewable
  • Retirement (Pension) Visa
    • Need monthly stipend: 1,700,100 COP (~$880 USD) from abroad
    • Valid for 1 year; renew each year with original documents
    • Permanent residency after 5 years
  • Marriage (M) Visa
    • For spouses of Colombian citizens
    • Permanent residency after 3 years of marriage
    • Citizenship possible after 5 years total
  • Medical Visa
    • Seeks medical care in Colombia
    • Validity: 90 days up to 3 years
  • Long-term Stay (Work/Study)
    • Permanent visa required
    • Apply at embassy/consulate well ahead of your trip
    • Can enter on temporary visa, but must leave for permanent visa processing
  • Family Visas
    • Prove relationship (marriage, parenthood, guardianship)
    • Usually valid up to 3 years (terms depend on the primary visa type)
  • Digital Nomad Visa
    • Show 6+ months remote work/freelance proof
    • Minimum income: $900 USD/month
    • Health insurance covering Colombia
    • Valid passport and photo required
    • Apply online via Ministry of Foreign Affairs or at a Colombian consulate

🛬 Residency and Citizenship

Residency Pathways

  • Cedula extranjera: Must-have for anyone living/working in Colombia
  • Temporary to permanent: Hold a qualifying temporary visa 5 years in a row (except: preferred, courtesy, business, crew member, temp student, temp entrepreneurship, temp medical, temp official, temp adoption, temp visitor, tourist)
  • Resident Investor visa: Invest $100,000+ USD (registered with Banco de la República)
  • Immigrant visa: Valid up to 3 years; intended for people with valuable skills

Citizenship Steps

  • Write a letter to Ministry of Foreign Relations requesting citizenship (include personal details, reasons, and history)
  • Authorize background check: Department of Security (DAS) will review your background
  • Provide documents: notarized passport copy, 6 recent passport-sized photos (4 x 5 cm)
  • Certificate of good conduct: From your previous country of residence
  • Military service certificate: Only required if under 50 years old
  • 2 authenticated income statements: Or accountant certification, or Chamber of Commerce certificate if you own a business
  • Pass oral exam: Ministry of Foreign Affairs will test your Spanish, Colombian constitution, and country knowledge

💼 Business in Colombia

Business Landscape

  • Growing economy and stable politics = tons of opportunities!
  • Popular expat ventures: import/export, restaurants, clubs, hotels/resorts
  • Business culture: Unique, slow-paced, and relationship-oriented

Getting Started

  • Hire an accountant and lawyer: Local pros can save you from legal headaches
  • Find the foreign enclaves: Expats in Bogota and the Caribbean islands are great sources for advice and contacts (plus, they host Chambers of Commerce)
  • Patience is key: Almost everything takes longer than you’d like — plan for it!

Entering the Market

  • Two ways to start:
    • Buy shares or business (must invest at least 57 million COP, or about 100 monthly salaries)
    • Start a sole proprietorship: No cedula required; a tourist visa works; same 57 million COP investment needed; can later switch to SAS company setup

Company Setup Checklist

  • Legal rep required: Must be a Colombian or resident foreigner (for SAS/SA corporations)
  • Register with Registry of Commerce and get your pre-RUT
  • Open bank account using your pre-RUT
  • Register company with: Family Compensation Fund (Caja de Compensación Familiar), Governmental Learning Service (Servicio Nacional de Aprendizaje), Colombian Family Institute (Instituto Colombiano de Bienestar Familiar), Administrator of Professional Risks (ARL)
  • Register employees: for health coverage, pensions (Colpensiones/private funds), and severance fund
  • Laws can change: Always check with a knowledgeable local lawyer

📚 Helpful Resources

  • Colombia Migration Ministry –  Your go-to for the latest visa and residency info (official website)
  • Elempleo – Colombia’s leading employment site offering advanced filtering and recruiter connections.

How to Move: The Book!

I’m putting together a practical, step-by-step guide on how to move abroad – and I need your help! In return, you’ll get a FREE copy of the book. Please see this page for details!

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9 replies on “How to Move to Colombia: Full Guide (2025)”

Thank you so much for taking the time to put this together. You covered areas that I had not considered, so I greatly appreciate your helping me to get off to a more informative start to this transition.

Great information, Muchas gracias. While in Colombia, we were told that the secure way to send money to the bank is within an account called , Cuenta de Corretaje.
Can you expand on this?
Thanks

Hi, thank you! Do you mean the most secure way of sending money to a Colombian bank account from a foreign country? As far as I understand “Cuenta de Corretaje” refers to a Brokerage account – usually not used for transferring money. A standard wire transfer is the typical way of transferring money between banks and it’s secure.

I’m looking to purchase a home in Cali, Colombia apply for a residency visa. Does a US citizen need the $200,000 US upfront on is it contingent on a loan from a Colombian bank?

From my (limited) research it seems that financing via Colombian banks may be tricky.

“Colombia is home to a very conservative banking system, and most financial institutions are unwilling to provide financing for people who have yet to build credit in the country. As a result, you may find it difficult to get approved for a mortgage through a Colombian bank. Even if you do manage to get approval, interest rates may be unfavorable, and the bank may require you to make a sizable down payment of 30 to 40%. Due to the challenges posed by strict lending guidelines, many foreigners purchasing property in Colombia seek financing through banks in their home countries.” Source: https://www.cancilleria.gov.co/en/resident-investors-visa

Also advise reading expat forum threads, such as this one: https://www.expat.com/forum/viewtopic.php?id=1032064

Good luck!

So I make about 6100/month and I’m thinking of moving to Columbia… will that be enough to keep me living comfortably

Yes, that would be enough for a nice lifestyle over there and you’d still save 50% of your income. Recommend visiting for 1-2 months first before committing to a year+

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